Payroll Deduction loan

  • Qualifying employees can apply

    New joiners and existing members can apply, but you must work for a qualifying employer

  • Repay over up to 36 months (under £3,000) and 60 months (5 years) for over £3,000

  • Borrow from £250 at 26.8% APR to £7,500 at 6.2% APR

    £250 to £2,999 at 26.8% APR

    £3,000 to £4,999 at 12.7% APR

    £5,000 to £7,500 at 6.2% APR

  • Must work for a qualifying employer

  • You cannot be going through a bankruptcy, Trust Deed, a Debt Arrangement Scheme, an Individual Voluntary Arrangement (IVA) or a Debt Relief Order (DRO) or Debt Management Plan (DMP)

Revolving credit up to £2,500

What credit limit do you want to apply for?
The loan term is always 36 months
36 months
*The minimum payment is every month at 12.68% APR
Total you will pay:
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* THIS IS A REPRESENTATIVE RATE FOR QUOTATION PURPOSES. WE WILL BE ABLE TO OFFER YOU AN ACTUAL RATE ONCE WE HAVE UNDERTAKEN A CREDIT CHECK. WHILST EVERY CARE HAS BEEN MADE IN THE PRODUCTION OF THIS WEB PAGE, THE CREDIT UNION, OR ANY OF ITS STAFF, CANNOT BE HELD RESPONSIBLE FOR ANY OMISSIONS, ERRORS OR OTHER MISTAKES MADE. THIS WEB PAGE IS FOR ILLUSTRATIVE PURPOSES ONLY, SO AS TO GIVE YOU, THE BORROWER, AN OVERVIEW OF THE POTENTIAL COST OF BORROWING.